Preferred Mortgage Services, Inc.

Privacy Policy

Preferred Mortgage Services, Inc. (“PMSI” or the “Company”) is strongly committed to protecting your privacy and providing a safe online experience for all of our users.  Because we gather certain types of information about and from users so that we can fulfill your requests and better serve your needs, we feel you should fully understand the terms and conditions surrounding the collection and use of this information.  This privacy statement discloses what information we gather, how we use it, how to correct or change it, and what steps we take to safeguard personal information provided to us both online and offline.   We urge you to read the complete Privacy Policy below, as well as our Terms of Use, and contact us if you have any questions, but offer this short summary to highlight key points.

  1. We collect personal and non-personal information from you to provide information and service and to conduct our business, and may combine it with information we receive from third parties.
  2. We may share personal and non-personal information about you with third parties in the circumstances described in this policy.
  3. We use cookies, web beacons and other technologies to authenticate our registered users, and to provide certain functionalities.
  4. We reserve the right to share information to satisfy a legal request, protect people or property, or in connection with a transfer of our business.
  5. We adopt reasonable procedures to protect the personal information you send to us.  However, we provide no guarantees that your data will always be secure.

The Company may, but is not obligated to, update this Privacy Policy from time to time. You should review this Privacy Policy periodically to familiarize yourself with the most current version. If we decide to change our Privacy Policy, we will post those changes to our Website so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Material changes to this Privacy Policy will be posted on this Website 5 days prior to their becoming effective.

If you have questions or concerns regarding your privacy or this Privacy Policy, or wish to review and request changes to any information you may have previously provided, you should contact the Company at:

By Mail:
Privacy Officer
Preferred Mortgage Services, Inc.
11500 South Eastern Avenue
Henderson, NV 89052

By Telephone: 702-990-3030

By Email: privacy@pmsi.me

Collection and Use of Personally Identifiable Information

In the course of using the services of the Company, we may collect and maintain certain non-public personal information that will help us to efficiently perform various transactions. Your personal information may be entered into software systems maintained by our third-party application service providers for the purpose of allowing us to conduct our services. To the extent that your personal information is used in the foregoing manner, we will use commercially reasonable efforts to ensure that our service providers do not use your personal information for any purpose other than delivery of our services.

Our Website automatically collects certain information, such as your IP address, browser type, domain name, access times and referring website address.

We do not collect personal information (such as names, addresses, phone numbers, or email addresses) about you, except when you specifically provide the information on a voluntary basis, such as when you become a registered user of one or more of the Company's services;

We use your personally identifiable information for several purposes:

  1. Service/Account Communications:
    Whenever you register for one or more of the Company's services, we will use your personal information to provide our services to you, to provide you with service notifications, to respond to your service.
    We may contact you regarding the status of your account, your registration information, support issues regarding our service, and changes to our service or the terms under which it is offered.
  2. Additionally, we may share your personally identifiable information in the following circumstances:
    We may disclose your personally identifiable information when required by law. Specifically, we may disclose this information to unrelated parties in special cases when we have reason to believe that our disclosure is necessary to identify, contact or bring legal action against a person or persons who may be causing injury to, or interference with, the rights or property of the Company (including our website), computer users accessing our website, or any third party. In addition, we may disclose information about individuals who access our website to law enforcement agencies, judicial or government authorities or to other individuals or entities in response to subpoenas, court orders or other legal processes.
    In the event that the Company goes through a business transition, such as a merger, an acquisition by another company, or a sale of all or a portion of its assets, your and other users' personal information will, in most instances, be part of the assets transferred. If as a result of the business transition, your personal information will be used in a manner different from that stated at the time of collection, you will be given the option to continue sharing the information consistent with our notification of changes section. Nothing in this Privacy Policy is intended to interfere with the ability of the Company to transfer all or part of its business and/or assets (including the website) for any purposes, without limitation. The Company specifically reserves the right to transfer or share a copy of personally identifiable information collected from this website to the buyer of that portion of its business relating to that information.
    If you are a registered user of the Company's services, we may retain your information as long as you maintain your registered status and thereafter in accordance with our customer or other business requirements.

Links To/From Other Sites

Our Website may contain links to other Internet websites which we do not operate and, conversely, other Internet websites may contain links to our Website. We are not aware of and are not responsible for the privacy policies, practices or content of such other websites. We encourage visitors to read and become familiar with the privacy policies maintained by such other websites.

Use of Cookies

Your Web browser offers so-called "cookies" which, if you allow their use, store small amounts of data on your computer when you visit a website. Cookies do not contain any personally identifiable information about you and therefore cannot be used to identify you personally. Cookies allow us to authenticate our registered users and to assist us in tracking which of our Website pages you have viewed. You have the ability to accept or decline cookies by modifying your browser and our Website is viewable even if you disable the cookie function on your browser.  However, if you disable cookies, you will not be able to access your account and some of our other services will not be available to you.

Do-Not Track-Signals

Currently, (i) other parties (e.g. third-party advertising networks and analytics providers) may not collect personal information about your online activities over time and across different websites when you use our website or services, and (ii) we do not respond to, or take any specific action in connection with the receipt of, Do-Not-Track signals or other similar mechanisms regarding the collection of personally identifiable information about an individual’s online activities over time and across third-party websites or online services.

Security

PMSI uses industry standard efforts to safeguard the confidentiality of your personal identifiable information, such as data encryption, firewalls, system security measures and Secure Socket Layers (SSL).   This means that any information you send us is protected by encryption.  We transmit and store your personal information using SSL encryption.  The registration pages, where you enter your personal information, are secure and are protected by the password you created when you registered on our Website.   It is your obligation to protect the confidentiality of your password.  If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password.

Notwithstanding the precautions that we take to safeguard your personal information in our system, you are advised that perfect security does not exist in commercial Internet applications and that such security measures may not prevent all loss, misuse or alteration of information on our Website.  Therefore, although we work very hard to protect your privacy, we do not promise and you should not expect, that your personal information or private communications will always remain private.